Keep tabs on your budget
All your daily, weekly and monthly expenditure should be recorded, so that you can avoid unnecessary expenses in future and plan future expenditure wisely.
Be content
Categorise your expenses into basic necessities, wants and luxuries, and focus on the necessities.
Don't be too choosy
This goes for the unemployed and young people who are entering the job market for the first time.
Be thankful when you receive an offer.
If need be, negotiate for a win-win situation for both parties.
However, be mindful that it is now an employers' market.
Should you, for whatever reason, be unable to secure a full-time job, settle quickly for part-time or contract work.
Getting paid a regular income, no matter how little it might be, beats being jobless for a long period.
More restrictions on credit card applications needed
Friday, November 14, 2008
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